Bank of Canada dates
The dates where rates can move.
FixWise maps the market-implied rate path onto Bank of Canada decision dates. Published dates are marked official. Later dates are projected until the Bank publishes the next calendar.
Official
Published Bank of Canada announcement dates.
Projected
Estimated cadence used only to extend the mortgage projection.
2026
Jun 10, 2026
official
Jul 15, 2026
official
Sep 2, 2026
official
Oct 28, 2026
official
Dec 9, 2026
official
2027
Jan 27, 2027
projected
Mar 17, 2027
projected
Apr 28, 2027
projected
Jun 9, 2027
projected
Jul 14, 2027
projected
Sep 1, 2027
projected
Oct 27, 2027
projected
Dec 8, 2027
projected
2028
Jan 26, 2028
projected
Mar 15, 2028
projected
Apr 26, 2028
projected
Jun 7, 2028
projected
Jul 12, 2028
projected
Aug 30, 2028
projected
Oct 25, 2028
projected
Dec 6, 2028
projected
2029
Jan 24, 2029
projected
Mar 14, 2029
projected
Apr 25, 2029
projected
Jun 6, 2029
projected
Jul 11, 2029
projected
Aug 29, 2029
projected
Oct 24, 2029
projected
Dec 5, 2029
projected
2030
Jan 23, 2030
projected
Mar 13, 2030
projected
Apr 24, 2030
projected
Jun 5, 2030
projected
Jul 10, 2030
projected
Aug 28, 2030
projected
Oct 23, 2030
projected
Dec 4, 2030
projected
2031
Jan 22, 2031
projected
Mar 12, 2031
projected
Apr 23, 2031
projected
Important note
These dates do not predict what the Bank of Canada will do. They simply provide the dates where the model allows a variable mortgage rate to move.